I was laid off about a month ago and have been actively searching for a new job since then. I've gone through a few interviews, and one position has progressed quite well, but I'm feeling uncertain about it. The role seems promising, but it only offers 50% coverage of benefits and, notably, no pension plan. In my previous jobs, I always had some form of pension, and I'm starting to wonder if not having one is a deal breaker in today's job market. I've seen comments suggesting that pensions are becoming increasingly rare, replaced by 401(k) plans, which seem to be more common now. I would love to hear your thoughts on this. Is a lack of a pension a major concern for most people these days?