I was laid off in June, and my husband's clinic closed around the same time. Unfortunately, he didn't ask the right questions regarding his insurance and thought it would continue through July. It turns out it was canceled at the end of June when the clinic shut down. He just started a new job last week, but we found out that we won't be eligible for his insurance until October 1. I'm really frustrated because I had asked him multiple times for clarity on this issue. He had two job offers, and I'm angry that he didn't choose the other one, which would have provided coverage. Now, we're faced with some tough choices: we can either pay $1800 for COBRA from the closed clinic, opt for a $1400 cheap Bronze plan from Healthcare.gov, or try to find a knowledgeable broker who can help us get interim coverage. With my layoff and his new job, we’ve gone from two incomes to one, and the thought of paying that $1800 is daunting. Plus, Florida unemployment is only about $300 a week before taxes, which doesn’t even cover that amount. We also made too much money earlier this year to qualify for discounts, and I'm stressed about upcoming tax bills and other financial obligations. Any advice or recommendations for brokers in Florida would be greatly appreciated.