I'm currently navigating a career crossroads at 27 and could really use some advice. I've been working as a commercial lender and relationship manager for five years since graduating, earning a base salary of $120K, which translates to about $6,400 per month in take-home pay. I also hold a CFA charter. Recently, my firm was acquired by a larger institution, and my role has shifted from handling bespoke, complex deals to more traditional community banking-style lending. This change, coupled with several colleagues leaving due to layoffs or voluntarily, has left me feeling unfulfilled in my work. While I appreciate the fully-remote aspect of my job, I'm not passionate about this type of lending anymore. On the side, I've taken on a part-time consulting gig that brings in an additional $2,000 to $3,000 monthly, and I have a $400,000 investment portfolio that has generated about $15,000 this year through options trading. While these are nice supplements, they don't replace my main income. I've been applying for other roles in lending and investment, with a particular interest in private credit, but the job market is tough, and there aren't many opportunities in my city. I recently completed a third-round interview for a wealth management position at another bank, which would pay similarly to my current role but requires 3-4 days in the office. To be honest, wealth management isn't where I want to go with my career; I applied out of boredom and ended up progressing through the interview stages. I might use an offer from them to negotiate a raise at my current job, but I'm also wary of the risk that my employer could let me go instead. On a personal note, my lease recently ended, so I've moved back in with my parents. I don't have significant expenses or debt, and I save about 80% of my paycheck, so I'm financially stable for now. My main concern is figuring out my next career move and avoiding stagnation or getting stuck in a role that doesn't excite me. If anyone has faced a similar situation and has insights to share, I'd really appreciate it.