Last week, I received a Zoom meeting invite titled "Business Updates" and, as expected, it was the announcement of my layoff. I’ve been with the company for 15 years, and while they handled the situation professionally, it felt surreal to go from a structured routine to suddenly having nothing to do. I’m no longer supporting my team or working with clients, and it’s a jarring transition. Thankfully, a few colleagues reached out to me afterward, which was comforting. I stayed with the company for so long because they provided stability, a steady income, and full medical benefits. Now, in less than 75 minutes, my entire career there has ended. I’m officially laid off on December 1, but I’m still receiving pay until then, along with six months of severance afterward. My insurance will be covered until the end of the year, and I can continue it through COBRA at the same cost for another seven months. The company is also offering a month of career counseling to help with my transition. Since this is my first time being laid off and unemployed, I’m unsure about the next steps. Should I apply for unemployment now, or wait until my official termination date? The transition FAQs mention that the company won’t dispute unemployment claims, but it might affect my severance pay. I’m considering whether it’s possible to receive both unemployment and severance simultaneously. Any advice would be greatly appreciated.