I’m currently in the hiring process for a trust officer position at a finance firm. I've completed three interviews and I'm now waiting to discuss the final offer terms in a few days. Although they haven't mentioned a credit check directly, I know that many finance firms and banks typically conduct them. My credit score recently dropped to 587 due to financial issues stemming from my divorce, but I've been working on improving it. Previously, I had a good enough credit score to obtain a public trust clearance while working at the IRS, but I lost that job when my position was eliminated during budget cuts. My credit issues aren't due to bankruptcy or severe financial mismanagement; they primarily stem from a few missed payments on a credit card and some medical debt. I'm concerned about how my credit history might affect my chances of landing this job.