Navigating a Tough Job Decision: Weighing Stability vs. New Opportunity

I've been navigating a tough decision regarding my job situation. Currently, I work as an HR/invoicing/general admin/office manager and personal assistant at a company that has tripled in size. Unfortunately, my role has become unmanageable for one person, and despite their acknowledgment of this, they refuse to hire additional staff. On top of that, I've dealt with some distressing incidents, including a confrontation with my boss's wife who accused me of having an affair, which is completely unfounded. My work-life balance has suffered, with employees texting me at all hours about non-work matters, and despite receiving two annual raises, my take-home pay has actually decreased due to changes in benefits. Financially, things are tight. My husband and I are considering moving to another state to be closer to family, and I've been targeting remote jobs to facilitate this transition. I recently received a job offer from a friend’s referral, but it’s not remote. The offer is for $74k/year, which is significantly higher than my current salary of $62k, but there are several caveats. The new job does not specify paid holidays, has a slightly worse commute, and I would need to switch to my husband’s health benefits, which are cheaper but come with no paid deductible. Additionally, I would only earn sick leave after three months and vacation days after six months, which complicates our plans for a trip back to my husband’s home country. In contrast, my current job provides better job security, a more favorable schedule, and flexibility with hours, but the work environment has become increasingly challenging. I need to make a decision by the end of this week, and I’m torn between staying in a role that is becoming untenable or taking a chance on a new position that may not offer the same stability or benefits. I’m also concerned about how switching jobs might reflect on my resume if I later pursue remote opportunities. Any advice on what I should do would be greatly appreciated.

Job title: HR/invoicing/general admin/office manager and personal assistant

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