I recently received a job offer for a position that I was excited about, but I've hit a snag. The offer letter states that health insurance won't start for 90 days, which is quite different from my previous jobs where coverage began on my first day. This has me seriously reconsidering the offer, especially since the salary is also $10,000 less than what I was making before. I'm trying to understand if this is a common practice or if I should be concerned. Some people say it's normal during the probation period, while others suggest I might be able to negotiate this aspect. I'm feeling stuck because I don't want to be too picky, especially if I don't have other offers lined up. I need to weigh my options carefully.