I'm currently navigating the job offer stage and trying to get a clearer picture of the benefits before I make a decision. I've noticed that many job postings mention things like "comprehensive health insurance" or "generous PTO" but lack the specifics I really need. I want to know if the health plan is a PPO, HMO, or high-deductible, what the deductibles and out-of-pocket costs are, who I can cover as dependents, and how much PTO is actually offered—whether it accrues or is granted upfront. The tricky part is that most of my interviews have been with hiring managers or technical staff who often don't have the answers to these benefit-related questions. I really want to avoid the situation where I accept an offer only to find out the benefits don't meet my needs. I'm wondering when is the best time to ask for this information during the hiring process. Is it reasonable to request a benefits summary before accepting an offer, or even before the final interview? I'm looking for advice on how to approach this without seeming difficult. Any insights from others who have been in a similar situation would be greatly appreciated!