Today, I set up direct deposit for my unemployment benefits, and according to my account, the funds should be available by tomorrow, the 18th. I'm a bit anxious about whether it will actually be a direct deposit or if I’ll receive a paper check instead. Cashing checks has been a hassle lately, especially since Walmart and HEB won’t accept them, and I have to rely on banks or small check cashing places like Ace Cash Express. To make matters worse, half the local areas are flooded, which complicates everything even more.