I currently work at Bank A in Canada, earning $108k CAD with a $12.5k bonus last year in the deposits space. Recently, I received a competing offer from Bank B for $120k CAD, along with a slightly higher bonus of around $4k, and a title bump. However, the role is completely different, as it's within capital markets, and the team mentioned that during earnings season, they start their days as early as 5:30-6 am. The HR representative was quite tough during negotiations and stated they wouldn't budge on the base salary. While the salary increase is appealing, I'm concerned that it may not be worth the stress of early mornings and potentially demanding work hours outside of earnings season. They also seem to have lowballed me due to my limited experience, and I feel that I should be compensated fairly for the additional responsibilities that come with the title bump. I'm currently negotiating a signing bonus, but I realize that I would be giving up my year-end bonus at my current job. Additionally, I have about $1.5k in unvested shares that will vest next August, which I’m willing to forfeit if I decide to make the switch. I’m seeking advice on how to proceed. I want to negotiate with my current employer to see if they can match the offer from Bank B, but I’m unsure when to bring this up. Should I wait until they complete the background check or give my notice? Any insights would be appreciated.