Navigating a mutual termination agreement after being laid off as a senior engineer

I just found out that I'm about to be laid off from my position as a senior engineer at a French tech startup where I've worked for the past three years. My manager informed me that they will be offering me a mutual termination agreement, which includes a severance package of three months' salary. If I choose not to accept this offer, they will have to formally fire me, which would involve a three-month notice period during which I would still have to work. Honestly, I don't want to be in a place where I'm not wanted for another three months, especially since I currently don't have another job lined up. I'm weighing my options and considering whether to take the mutual termination or hold out for the notice period. The advice I've received so far suggests that I should take the money and start searching for a new job immediately, but I'm still uncertain.

Job title: senior engineer

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