Today, I received some unsettling news at my job as a call center representative for a large bank. Management announced that they will be implementing recurring monthly background checks, which will include monitoring our credit and financial behavior. They claim this is necessary due to security risks. This means they will be pulling our credit reports each month and scrutinizing our debt-to-income ratios and outstanding debts. I'm really worried because if they keep hitting my credit, my score could drop significantly. I can't afford to quit this job since it’s my second source of income, and I'm just trying to stay afloat. The constant threat of termination if we don't pass these checks adds a lot of stress to an already challenging situation.