Desperate job search in NYC: Applied to multiple entry-level positions

I'm currently in NYC and desperately searching for a job. I need something ASAP due to mounting bills; my credit cards are seven payments behind and maxed out, and my mom is struggling with her electric, water, and mortgage bills. I've been looking everywhere for about four months now, applying to every entry-level position across various industries. I've even gone to temp agencies and revised my resume multiple times, but I keep getting ghosted with no callbacks. It's incredibly frustrating. I'm aiming for a full-time job with 40-50 hours a week, but it feels like no one is hiring. I'm open to any suggestions on how to secure a job immediately. Any advice would be greatly appreciated!

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