Navigating Unemployment Claims After Layoff: Connecticut vs New Jersey Options

I was laid off from my job a few weeks ago after working for the company for several years. Initially, we were based in New Jersey, but in August 2025, we moved to an office in Connecticut. The company provided severance and advised me to apply for unemployment in Connecticut, which I did and got approved. However, I recently received a "CWC Option Notice" that outlines three options for filing my claim: 1. File a claim against Connecticut only, with a weekly benefit of $645 and a maximum of $16,770 for 26 weeks. 2. File an interstate claim against New Jersey only, with a weekly benefit of $751 and a maximum of $19,526 for 26 weeks. 3. File a combined wage claim against Connecticut, with a weekly benefit of $721 and a maximum of $18,746 for 26 weeks. I'm trying to figure out if there's any reason I shouldn't file against New Jersey since it offers the highest maximum benefit amount. I want to know if there are any trade-offs I might be missing, such as eligibility issues, taxes, or complications in processing. Additionally, I’m curious about how severance impacts the timing of unemployment benefits. I will be receiving a lump sum payment that covers 8 weeks, but I haven't received the money yet. I signed the separation agreement, so I'm wondering if this severance will delay when my benefits start, or if it varies by state and how the severance is structured. Any insights from those who have gone through interstate or combined wage claims would be greatly appreciated!

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