I was laid off from my job in Colorado just five weeks before my due date. After 2.5 years with the company, I was shocked to find out that they are not offering me any severance pay. The layoff notice mentioned that my medical plan would remain active until the end of October, but I’m uncertain whether I need to pay for it. They did say they would reimburse me for COBRA for November, but I have no information about how much that will cost since I’ve yet to receive any details. I’ve met my deductible, which is a relief, but I’m feeling overwhelmed and stressed about what to do next. I plan to reach out to my former employer to clarify these issues, but I’m unsure if that’s the best approach or if I should seek legal advice instead. I’m hoping to connect with anyone who has been in a similar situation or who can offer guidance on the next steps I should take.