Navigating payment delays as a remote employee at a small mortgage company

I recently started my first job as a remote employee for a very small mortgage company in the US, consisting of just my boss and three other employees. I actually enjoy the work, but I've been facing a significant issue: my boss is consistently late with my pay. We had agreed on a payment schedule every 15 days, but it often arrives several days late. The most frustrating instance was an 8-day delay during my first two weeks. I've already addressed this with my boss, expressing my concerns about needing timely payments due to my bills. He acknowledged my concerns but nothing has changed. What bothers me the most is that I have to chase him for updates; he rarely informs me about late payments, and he even mentioned that it's my responsibility to remind him if he forgets. To complicate matters, he recently requested that I set up a PayPal account specifically for my payments. I did that and provided him with my information, but I still haven't received the payment. Additionally, I don't have a formal contract, and while it's technically a part-time position, I'm often working close to full-time hours (around 30.5 hours a week). Although he eventually pays me, the uncertainty of when I will receive my paycheck is stressful. I'm at a crossroads, wondering if this situation would be a dealbreaker for me.

Company: small mortgage company

Job title: remote employee

Unresponsive Hired Slow process Mixed signals
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