Applied for a new job after being laid off and facing financial pressure

I was laid off six months ago from my well-paying remote job where I worked for four years. The experience was abrupt; one moment I was on a Zoom call, and the next, my access was cut, and I was saying goodbye. I had just bought a house a few months before, which adds to the pressure. Without a significant bonus or yearly raise, the financial strain is real. Since then, I've been applying to jobs like crazy—over 600 applications sent out. Initially, I had high hopes, but I've had to lower my expectations dramatically. Now, I'm looking for roles that will just help me cover my bills, which is about $40,000 less than my previous salary. One thing I refuse to do is accept a role where I'd be doing six different jobs at once; those positions really frustrate me. I'm at a crossroads, wondering when it's appropriate to take a job that doesn't align with my interests or experience just to make ends meet. If I do take a step back from a Senior to an Associate role, how do I explain that in future interviews? It feels like a tough decision.

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