I recently found out that I have to repay $1,000 due to a court decision, and I'm feeling really overwhelmed because I'm still unemployed. All my savings are gone, and I've been using what little I had left to cover bills and rent. I'm not sure how to approach this repayment situation. I've heard that I should contact the court or agency about setting up a repayment plan, but I'm unsure about the next steps. I'm worried that if I can't pay, it could go to collections and affect my tax returns. Any advice on how to handle this would be greatly appreciated.
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