I recently faced a layoff from my job on July 2, 2026, after working from June to December 2025. Prior to that, I had a temp job in April 2025 and was mostly unemployed throughout 2024 and half of 2025. I applied for unemployment right after my layoff on January 2, 2026, and I believe my benefit year ends on that date. I started a new job on January 19, 2026, but now I'm concerned about what happens next. I’m thinking about reopening my unemployment case if I can’t find a new job and I want to know if I can file for a new claim in 2027 after my current benefits run out. Also, I’m curious if having a Roth IRA and a 401k will impact my unemployment benefits in any way. I’ve heard that as long as I earned $1300 in a quarter during my benefit year, I should be able to file a new claim, but I want to make sure I understand all the details.
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