MrsRodz's journey

I'm currently facing a tough decision at my job with a large nationwide company. Recently, 95% of us received emails about a "Voluntary Separation Program" aimed at encouraging employees to resign before potential involuntary layoffs occur. I'm really torn about whether to take the severance package or stick it out. The severance pay amounts to about 6 months of my net income, and they will cover COBRA payments for 5 months, leaving me only responsible for my normal monthly premium. The separation date is set for around September 1, 2026. I've been unhappy in my role for a few years now, and while the idea of change is daunting, I'm also aware that I might lose my job anyway, potentially without any severance. The company is struggling financially and with the rise of AI, I feel that layoffs could be imminent. Taking the severance package seems like a no-brainer, especially with the current economic climate making job security feel precarious. It would provide some financial cushion for the next six months, which is crucial since my husband and I would struggle if either of us were to be laid off. I'm reaching out for advice on whether I should take the severance or try to ride it out a bit longer. Any insights would be greatly appreciated!