potato_ishh's journey

I just finished my second interview for a government position as an Administrative Assistant in the audit department. They mentioned that I’m a strong candidate and to be patient as they have a few more interviews lined up. Onboarding takes some time, and I know they conduct an extensive background check, likely including a credit check, though I forgot to confirm that during the interview. My husband and I have been through a tough couple of years with serious medical issues, a high-risk pregnancy, and his restaurant closing, leaving us with $33,000 in credit card debt. We're finally getting back on track, paying between $1,800 and $2,500 monthly towards our debt. However, I'm concerned that this debt might make me appear as a liability and could jeopardize my chances of getting the job. I’m considering a few options: should my husband take out a loan in his name to pay off the credit cards? We haven't used our credit cards in over six months, so I’m not worried about accumulating more debt. I also have about $30,000 in my 401k from my current job, which I could cash out to pay off the loan once I leave. Alternatively, I could borrow $20,000 from my parents and sell my childhood Pokémon collection, which I recently discovered is worth around $10,000 to $15,000. I might need to cash out my 401k to repay my parents, and I’m unsure if they’d be okay with us paying them back over a year or two. Should I keep managing the payments as we are now, or do something drastic to pay off the debt before the background check? I appreciate any advice!