I just found out that I'm facing a layoff at my company, and it's happening just two weeks before my maternity leave is set to start. The situation is a bit complicated because I've been given the option to willfully accept the layoff, which would come with a severance package of 21 weeks plus 16 weeks of paid maternity leave, all in a lump sum. I'm trying to figure out how this would affect my eligibility for State Disability Insurance (SDI) and Paid Family Leave (PFL). My plan was to take SDI four weeks before my baby arrives and then six weeks after, followed by PFL. But now that I might be laid off, I'm unsure how this will all work. I've heard that some people suggest applying for unemployment insurance (UI) to qualify for SDI, but I'm wondering if it's realistic to look for work for just two weeks. Also, I’m curious about how SDI payments would be calculated if I no longer have a salary. I've seen some comments suggesting that since I would receive severance as a lump sum, I might still qualify for SDI and PFL in California. I just hope everything works out smoothly as I approach this new chapter in my life.
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